Michael Wilkins, CEO and Nancy Whitehead-Smith, Marketing Manager.

By: Donna Duperron

Walking up to, and into Torrance Community Credit Union, I admired the architecture of the building. Greeted by Michael Wilkins, President and CEO and Nancy Whitehead-Smith, Marketing Manager, I was provided a brief tour of the branch admiring historic photographs of Torrance adorning the walls. It was evident that Wilkins and Whitehead-Smith were enthusiastic about the credit union and their jobs.

Torrance Community Credit Union (TCCU) was founded sixty years ago. Fifteen members and a federal charter to serve the Torrance city employees began the foundation of TCCU. The first office was in the building now occupied by the credit union at 1511 Cravens Avenue in downtown Torrance. Sixty years ago, opening a credit union membership required $5 in a share account. Today that is the same requirement.

“Even though we have grown from fifteen members and $15,000 in assets to more than 7,200 members and $167 million in assets, our standards of prompt personal service remain unchanged. Our office and location also provide a homestyle feel, where we can get to know our members,” explained Wilkins. Over the years, membership eligibility has expanded to include those living or working in Torrance, Redondo Beach, Palos Verdes, Hawthorne, Lawndale, and Lennox.

“We strive to provide our members with the best possible rates, exceptional member services, and progressive and innovative financial products in an ever-changing financial environment,” said Wilkins.

TCCU offerings include a rewards Mastercard, new and used auto loans with terms of up to 108 months, a wide variety of savings products, including Money Market and IRA accounts, and a full suite of online services.

“Our employees enjoy engaging in community service and meeting members of the community and community partners,” smiled Whitehead-Smith. In the credit union spirit of “People Helping People,” TCCU contributes to several area charities and not-for-profit organizations. These organizations include Heal the Bay, Food for Kids with the Volunteer Center in Torrance, Armed Forces Day Parade, Blue Steele Run fundraiser for the Special Olympics, and more. TCCU also maintains an ongoing relationship with the Torrance Education Foundation.

The Torrance Area Chamber of Commerce extends appreciation to Torrance Community Credit Union for being a member since 1999. We wish you continued success and growth. Additional information on Torrance Community Credit Union can be found at www.torranceccu.org.

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